Personal Insurance

Personal refers to the type of insurance you can buy to reduce your exposure in the event of a loss to your automobile or home. Liability and renters are other common policies you may have.

Do you know what would happen?

Frequently people go for years without reviewing their insurance program, even though life quickly changes. By answering a few questions, you can have the peace of mind knowing that your family and possessions are protected.

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Personal Insurance Links

Auto

We provide coverage for most types of vehicles. We coordinate your insurance program to include your home, business, and other property.

Renters

One of the first things most renters learn after a disaster such as a fire consumes their home is that the landlord is not responsible for much of anything unless criminal neglect can be proven. And usually, it can’t be. While the landlord is no doubt insured, in most cases, his insurance only covers the structure of the building.

Other Motorized Vehicles

Our coverages for vehicles other than cars and trucks is extensive. Find information here about insuring your motorcycle, rv, boat/watercraft, classic car or antique auto.

Umbrella

An umbrella is the term for a liability policy that fits over your primary policies on an excess basis and sometimes provides protection that is not available under your primary coverage. If you don't have enough primary coverage, any shortage may have to come out of your personal assets unless you have an umbrella policy.

Home/Dwelling

Your home may be be your most expensive life purchase. With that much money and many possessions at stake, it’s a good idea to make your homeowners policy purchase one of your primary tasks when buying a home.

Flood

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future.

Did you know?

If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.