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College is expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. If you have a student heading away to school, below are a few tips to help you get the most out of your coverage. HOMEOWNERS (varies by state) Personal Property: Most homeowners policies will cover personal property for up to 10% of your total policy while your child is residing at school (a $100,000 policy equals
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It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so J.G. Elliott will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your
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Did you know the average boat costs less than a dollar a day to insure? You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. But do you know what to look for in a watercraft insurance policy? Here are some items you’ll need to consider when shopping for boat insurance. Navigational Area Know where you are covered in the water. Some companies,
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Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy. Without it, you may not have enough coverage to rebuild after a total loss. This is called “insurance to value.” Below are some explanations and
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By Kathryn Hauer, CFP, EA Learn more about Kathryn on NerdWallet’s Ask an Advisor Most of us know about — and pay for — common types of insurance that protect us from financial risk. These include health insurance, auto insurance, life insurance, and homeowners or renters insurance. However, we often forget that we have other types of insurance waiting in the background. You probably don’t pay monthly premiums for these policies, but they’re available when you need them. Workers’
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We all want our car insurance to be cheap. But it’s no surprise that it isn’t exactly up to us. It’s your insurer — or really, your insurer’s complex underwriting algorithm — that determines how high your rates go. And many factors that affect your rate, such as your driving history, car model and annual mileage, are logical. But did you know that personal details like your relationship status, gender and neighborhood can also affect
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If you’re considering purchasing a renters insurance policy, you may have some questions. Do I really need this coverage? Is it worth it? How can I get the best deal? Renters insurance provides low-cost coverage for your personal belongings, so you can recover from loss, damage or theft. It also covers your personal liability. Your landlord’s policy covers the building and grounds, but will not reimburse you for the costs of your personal items in
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February 16, 2018

Nature’s Stimulus Package

Recently, western Nebraska and eastern Wyoming were hit with a significant storm leaving behind a wake of destruction. A coworker jokingly called the storm “Nature’s stimulus package”, an interesting perspective to say the least. While it is true that many businesses will benefit from the additional work a storm creates; revenue that would not have been possible without the damage created by the storm, in the midst of a storm most of us are concerned
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Your job is an unpredictable one and hazardous conditions could arise in a variety of situations, especially considering the customers you encounter throughout the day. However, on-the-job accidents can be avoided by focusing on safe practices and taking necessary precautions. Be Aware of Safety Hazards Most accidents are caused by an unsafe act, an unsafe working condition or a combination of the two. For example, a worker could fall off a ladder that was not
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